Shop online or come visit us to get a new or used car for the New Year. NJ State Auto accepts trade-ins and you can even sell your car. We’ve been helping people find and buy quality pre-owned cars, trucks, vans and SUV’s below Kelley Blue Book value since 1994 and are the largest car auto auction in the metro area. We offer free Carfax history reports and include the Carfax buyback guarantee. We also have guaranteed credit approval!
| January 6, 2012 |
According to Edmunds, the first thing you'll want to do is check your credit report. Along giving you a reference point when you apply for financing, it also gives you an opportunity to look or any mistakes that could make it harder for you to get a loan in the first place.
In addition to checking on your standing, you may also want to limit the use of your credit card in the time leading up to your loan application. Once you know that purchasing a used car is in your near future, limiting your credit card use will let you pay off some of your debt and put you in a better position to get approved.
When it actually comes time to apply for financing, experts recommend that people with bad credit make a down payment on the loan. Even if it's something as small as $200, industry insiders say that it is a good move and can show potential lenders that you'll be reliable.
If you're concerned that a checkered credit history will keep you from getting a loan, New Jersey State Auto Auction is the place to go. Thanks to a partnership with Credit Acceptance Corp., the dealership is able to offer guaranteed approval. And for people with poor history it can be a great way to rebuild their standing
| New Jersey State Auto Auction 406 Sip Avenue Jersey City, NJ 07306 Phone: (201) 200-1100 http://www.NJStateAuto.com |
